Get the best RESP for your littlest one.

Not all RESPs are created equal. We can help make sure your investment  grows and you get the government grants you’re eligible for.

Are all RESPs the same?

No, they are not. Many people mistakenly assume that RESP plans are the same no matter when or who they buy them through. Unfortunately, this leads to families missing out on some of the grants available to them as well as an investing their money in a fund that doesn’t perform as well as others.

 

How do RESP’s differ from each other?

How Much Money They Make:

  • RESPs are an investment; not all plans grow your money as much as others. 

How the government grants are applied for:

  • Not all institutions take care of the government grants for you. You might need to handle the application (and remembering to do it) yourself. And if you miss a window to apply, then you miss out on the money too.

Service levels:

  • Advisor provide different service levels. If you purchase your RESP through a bank, there is higher turnover with their advisors compared to independent advisors and brokers.

Education planning matters.

The sooner you start an RESP, the more time you have for your money to grow. You also have access to more grants from the Canadian government. There are no costs to working with an independant broker to set up your RESP instead of going a bank. Planning for your child or grandchild’s education is a matter of getting started.  We can help! 

  • Investment illustrations;
  • Planning & recommendations for single or multiple children;
  • Investment fund options – get involved yourself and choose managed funds;
  • Setting up new RESPs;
  • Transferring existing RESPS;
  • Government grants available on all plans;
  • Province-specific grants;
  • Service for the full duration of your education planning (and beyond).

 Why choose Dickson Insurance for your education planning?

Pressure-free information

Service and support: we genuinely care

Personalized investment Options

Tim and Danika Dickson, of Dickson Insurance, are independent brokers. We focus on you, as our client. We have contracts to connect you with the best Canadian insurance companies and RESP providers.

We are proud to help Canadian families with RESPs and are licensed in British Columbia, Alberta and Ontario.

Start an RESP Today

Ready to get started? Book an appointment to start planning an RESP.