If you are like many people, then the idea of investing your money is a little intimidating. It can seem risky to put all that hard-earned cash into something that can disappear in an instant. But with segregated funds, there’s no need for worry! These special accounts have some pretty amazing features that make them perfect for everyone — whether they’re new to saving and investing or not. Learn more about what makes these investments so great in this blog post!

Seg Funds: A Safe Place For Your Investments

Investing your money is a way to make more money. It’s effective and you can save up. By investing smart, it helps give you more flexibility to earn more on your money, build more security for your retirement, and ultimately give you the chance at achieving your financial goals and dreams. However, when you invest in stocks or bonds, there is a risk. You can take steps to reduce the risks. One way is with a segregated fund.

Investing with peace of mind 

Segregated Funds allow you to invest your money and help grow your wealth but also gives you peace of mind knowing that you have protection against uncertainty.

Segregated funds are different than other investments. They have features that are not in the usual investments (ex. Mutual funds, stocks and GICS).

• A guarantee can protect your principal if your investment isn’t successful. You will get the money back up to 75% or 100% if you invest and it isn’t successful.
• Reset Options – is a good way to make more money when you need it. You can do this by locking in the gains that happen in the market.
• When someone dies, they don’t want other people to know what is happening with their money. If you want privacy, you can get it by bypassing probate. This means that their death benefits are paid directly to the person named as the beneficiary instead of going through probate first.
• Potential creditor protection – if you designate a qualified beneficiary, investments may be exempt from creditors in the event of bankruptcy or litigation.

Who are Segregated Funds for? 

• People who want to save money for when they retire can use this product. They don’t have to worry about getting their money back because there are guarantees;
• People who want to pass their wealth, such as assets and properties to the next generation;
• Business owners looking for creditor protection planning;
• Anyone that wants to have an investment with gains like mutual funds, but with the security and protection in knowing that their money is protected against any uncertainty.

WORRIED YOU AREN’T READY TO INVEST YET? Talk with a professional to help understand the benefits of investing early and determine if it’s a good fit for you.

Investing is a good way to make sure you have money in the future. It helps you feel more secure and confident about your finances. You don’t need to be already wealthy to start investing. In fact, the earlier you start investing, the more well-equipped you’ll be in the future. You and I can work together to help you meet your goals.